UAE-first · ADGM-licensed · Owner-first

See the true state of every property. Approve what matters. Audit anything.

Mulki is the operations & oversight platform that closes the gaps where money leaks — between owners, managers, tenants and vendors — with an anti-fraud core running underneath every action.

AED 0Btracked to the fils
0%audit chain intact
0owners & residents
Portfolio oversight — livebook · hash-chained
Rent reconciled
AED 950,000
matched + 1 short-paid flagged
Occupancy
92%
Invoice anomaly
+41% over history
Quote held for review
Maintenance
Closed
intake → dispatch → paid → closed
Audit chain
9230f5…d6d2f2 ← 68e122…c1a34
Verified · intact
One platform, end to end

Everything an owner needs to run a property — and prove it happened.

Operations first. A services marketplace second. Oversight and anti-fraud running throughout — from a single apartment to a portfolio of thousands.

Portfolio oversight

One command view of every property, unit and lease — occupancy, health, and what needs your approval, scoped to exactly what each person is allowed to see.

Deny-by-default access — one policy engineDelegate to an assistant, scoped to one propertyWeb & mobile, EN / AR, right-to-left native

Money, without leaks

Rent, bills and a real double-entry ledger — every figure in fils, never a float. Payments auto-reconcile; shorts and overdues raise themselves.

Ledger · Statements · Bills →

Anti-fraud core

Every invoice screened against its own history. The outlier is held before a fil moves.

Invoice-anomaly detection →

Maintenance, closed-loop

From a tenant photo to a dispatched vendor to a paid, closed job — every step logged.

Intake → dispatch → close →

AI agents that act only within your rules

An AI layer that drafts, summarises and suggests — but every agent operates as the strict intersection of its guardrails and the person it acts for. It can never exceed what you could do yourself.

Provider-abstracted · Claude inside →

Web3 reliability layer — optional

Turn good tenant behaviour into a portable, rewardable reputation, and anchor critical records for tamper-evidence — switched on only when you want it.

Reputation · on-chain anchoring →
Mulki Market · the services engine

An app store for everything your property pays for.

Mulki already tracks the flow. The Market lets you add the recurring services a property needs — internet, utilities, insurance, maintenance — as installable apps, and settles them as one bill.

Browse the Market

Internet & TV

Connectivity
from AED 289Add

Utilities

DEWA · SEWA
meteredAdd

Home insurance

Cover
from AED 79Add

Maintenance

Vetted vendors
on demandAdd

Cleaning

Recurring
from AED 120Add

AC & chiller

Seasonal care
from AED 150Add
The Mulki community

One platform. Every role at the table.

Owners, tenants, vendors and managers — each with their own view, their own permissions, and one shared, tamper-evident record between them.

0
Owners
role: owner
From one apartment to portfolios of thousands — the people Mulki answers to first.
0
Tenants & residents
role: tenant
Report an issue with a photo, pay rent, and build a portable reputation that travels.
0
Vendors
role: vendor
Vetted service providers dispatched through the Market — with a cost history that keeps everyone honest.
0
Managers & agents
role: mgmt_admin
Property managers and delegated assistants — scoped precisely, accountable for every action.
0properties overseen
0audit events chained
0%less leakage, reported
7 emiratesUAE-first, GCC-next
Oversight you can prove

Truth that can be appended to — never quietly edited.

payment · reconcilechained
hash 483207…c4cad6
actor: owner@ · rent matched · AED 5,000
fraud · signal raisedchained
prev 483207…c4cad6 → hash 07778a…58e3cb
quote +41% over history · held for review
job · release-paymentchained
prev 07778a…58e3cb → hash 9230f5…d6d2f2
maintenance paid → request closed

Append-only & hash-chained

Ledger entries, audit events and job history can only be added to. A correction is a new row — the original never disappears, and any break in the chain is instantly visible.

Every action leaves a record

Who did what, to what, before and after, to the millisecond in UTC. Scope-filtered so each person sees only their slice — and nothing they shouldn’t.

Anti-fraud, always on

Money is held in fils, never a float; invoices are screened against their own history; database-per-service means no one silently reaches into another’s books.

Now in private preview

Own it. All of it.

Bring your first property onto Mulki — or your whole portfolio — and see the true picture from day one.